Intelligent Automation for Regulated Industries
CentroAI Case IDP: No-Code Automation.
We are building the new configurable Intelligent Document Processing (IDP) platform. Drawing upon the experience of delivering 4 mission-critical banking solutions, we are developing a unified, sovereign, and modular software solution that empowers business analysts to automate complex document workflows in days , without writing code.
Agility: New workflow in ~1 week configured without developers
Speed: Reduced processing time
Control: Zero critical errors via guaranteed mathematical rules
Audit: Tamper-evident cryptographic package for every decision
Sovereignty: 100% on-premise with interchangeable AI models
CentroAI Case IDP is developed and operated under PGI's certified information security and quality management systems.
The Foundation: PGI's Banking Services Experience
The 4 solutions previously developed for our banking client proved automation feasibility, while highlighting the need for a unified, configurable solution:
1. DocuGuard
External document sharing control & securityClassifies sensitivity (public, internal_use, confidential) and automatically blocks internal procedures prior to customer digital portal access.
2. SGB (Bank Guarantees)
Automated verification of credit guarantee packagesValidates complex packages (applications, master agreements, minutes, addenda) via 11 DAG nodes and over 60 financial and legal checks.
3. SME Lending
Financial reconciliation & Opis schedule generationDeterministically matches commercial payments against invoices and bank statements; automatically generates signed-ready Opis schedules.
4. Collateral Insurance
Credit collateral verification & risk coverageVerifies property insurance coverage (≥ 80% of appraisal value) and confirms bank assignment clause validity.
Each of the solutions above was custom-coded separately with high development overhead. The current project creates a unified platform's new codebase, reusable across any domain.
Technological Leap: Concrete Differences (Today vs. Through the Project)
Transitioning from ad-hoc bespoke builds to a universal, no-code configurable architecture:
| Dimension | Today (Separate Services) | Through the Project (New Configurable Solution) |
|---|---|---|
| 1. New Workflow | Custom build from scratch (3–6 months per workflow) | Visual No-Code Configuration by a Business Analyst in ~1 week |
| 2. Document Correlation | Ad-hoc hardcoded logic in each application | Declarative Case-Level Reconciliation with relational DAG graphs across all files |
| 3. Confidence Thresholds | Empirically established through trial and error | Algorithmic Accuracy Calibration with measured mathematical accuracy guarantees |
| 4. Evidence Package | Basic journals and unformatted text logs | Tamper-Evident Non-Repudiation Package generated automatically, sealed via hash-chain |
| 5. Generative AI | Third-party cloud dependency and data leakage risks | 100% On-Premise Sovereign Processing with interchangeable local models, zero vendor lock-in |
Current Project Stage
The CentroAI Case IDP platform is in an active research and development (R&D) phase.
STAGE 1: Dedicated Services
- 4 ad-hoc solutions developed
- Bank-owned intellectual property
- Critical requirements validated in production
STAGE 2: New Codebase R&D
- Modular microservices architecture
- Processing and rule engines in active development
- Visual no-code configurator
STAGE 3: Validation & Scale-up
- Architecture validation across pilot workflows
- Expanded blueprints catalog
- Enterprise pilot validation
Validated in the Field
- Operational requirements from strictly regulated industries
- Rigorous banking security and data privacy standards
- Ergonomic Human-in-the-Loop (HITL) review interface
- Compliance rigors and internal audit standards
Currently in Implementation
- Immutable configuration registry for business rules
- AI-assisted configuration tools (
ruleset_suggest) - Sovereign local on-premise inference engine
- Cryptographic non-repudiation package generator
Target Architecture: 6 of 8 Modules Are 100% Reusable
When adding a new workflow, core infrastructure remains untouched. The analyst configures only schemas and rules:
Reusable Infrastructure Components (6 of 8)
Field Extraction Schemas
Names, tax IDs, amounts, dates, tables, and key entities extracted with AI assistance.
Declarative Case Rules
Relational DAG graph, mathematical tolerances, and cross-document consistency checks.
Universal Applicability: Beyond Banking
By completely decoupling business rules from the execution engine, the new platform can be configured rapidly for multiple industries. Potential application scenarios include:
Field Service Intervention Reports
Energy & Utilities- Documents: Field technician work orders, on-site photos, meter readings.
- Rules: HSE checklist verification, GPS and photo timestamp validation, technical metrics within tolerance.
- Result: Work orders can be automatically closed and audit logs updated in SAP PM / IBM Maximo.
Medical Pre-Authorization & Claims
Healthcare & Insurance- Documents: Physician referrals, lab reports, clinical records, insurance card.
- Rules: Consistency between diagnosis code (ICD-10) and medical procedures, policy limit check, exclusion validation.
- Result: Pre-authorization decisions could be issued to clinics and claims settlement files sent to claims systems.
3-Way Matching: Invoices / POs / Delivery Notes
Finance & Accounting- Documents: Tax invoices, Purchase Orders (PO), Goods Receipt Notes (GRN).
- Rules: Tax ID validation, line-by-line quantity and price matching, VAT reconciliation, duplicate elimination.
- Result: Approved accounting entries can be exported directly to ERP (SAP / Oracle).
Public Procurement Compliance (RFP)
Public Sector & Government- Documents: Technical and commercial bids, tax certificates, ESPD forms, bid bonds.
- Rules: Automatic fiscal debt checks, qualification criteria verification, bank guarantee validity.
- Result: Administrative compliance reports can be generated for evaluation committees and audit packages for Court of Accounts.
Anatomy of a New Case (In 5 Simple Steps)
INPUTS
Primary documents (PDF, TIFF, scans)
CONTEXT
Client system data (ID, limits, budgets)
RULES
Mathematical formulas & tolerances
PROCESS
Ingestion → OCR → AI → DAG → Review
OUTPUTS
Decision, cryptographic audit, ERP write-back
Frequently Asked Questions (FAQ)
Is CentroAI Case IDP available today?
No. Today it represents PGI's implementation services offering through which 4 dedicated solutions were delivered. The configurable solution is currently in active development as a completely new codebase.
Who owns the intellectual property for previous solutions?
The funding banking client owns all rights to the 4 previous solutions. The new platform is an entirely new, proprietary software solution owned by RO PLANET.
Were public funds used for previous banking solutions?
No. All prior solutions were privately and fully funded by the client bank beneficiary.
How can a Business Analyst configure a new workflow without developers?
Via the new visual studio: the analyst uploads 3–5 sample documents, the AI assistant suggests extraction schemas, and validation rules are configured as straightforward logical expressions (no SQL queries or backend scripting required).